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Identity Theft Protection

Do you often write a check at the grocery store, mail tax returns, change service providers for your mobile phone, or apply for a credit card? If you do, chances are you do not give these transactions much thought since they are already a part of your daily business. Furthermore, you are probably unaware that the identity thief pays close attention.

Many people ignore the importance of protecting their personal and financial information against identity theft until they become a victim of it. This is one issue that everyone should be concerned about since identity thieves are always on the look out for possible victims. Even though there is no concrete solution to stop this crime from happening, there are ways to guarantee your protection against identity theft.

First, never reveal your personal information to anyone until you find out how it will be used. You should never give out personal information through the mail, over the phone, and most of all over the Internet unless you are the one to initiate the transaction.

Second, review your credit report as frequently as possible. By keeping an eye on your credit report at least once a year, you will be able to determine any possible fraudulent activity and will be alerted to any unauthorized accounts. Obtain a copy of your credit report to keep track of your credit record. You can even get this for free; all it takes is a little bit of effort.

And third, put passwords on your credit card, bank, and phone accounts. But take note not to use your personal information as passwords since identity thieves can easily access these. Remember that an identity thief can be anyone; it can even be someone you are acquainted with and knows your personal information.

These are just some of the things that you can do to achieve identity theft protection. By following these simple tips, you can increase your chances of protecting your identity and your credit record as well.

e-IdentityTheft.com Identity Theft provides detailed information on Identity Theft, Identity Theft Protection, Identity Theft Insurance, Identity Theft Prevention and more. Identity Theft is affiliated with Fraud-Web.com Investment Fraud.

Growing Legal Costs in the School System

The school system today is dramatically different from what it was 20 years ago. It used to be that children got off the bus, milled around the hallways, attended class, played on the playground, and went home – safe and sound. Today, we see metal detectors at the entrances of schools, armed police officers in the halls, bomb-sniffing dogs, and the list goes on.

Legal costs have grown significantly. Schools now pay for lawyers and find themselves on the defending end in court. While legal support has become a part of today’s school system, it also means money that would go toward future education is affected. Funds that would typically be spent on books, transportation, and other educational funding are suffering. In some cases, the heavy load of legal expenses has closed school doors permanently.

As risk of lawsuits build and problems within the schools are ignored or badly dealt with, more and more teachers are walking away. We already have a shortage of good teachers in this country; now, with legal costs rising and salaries down, this career field is even more unattractive. Legal support does have its place, but it has impacted the effectiveness of our schools.

The solution is not straightforward. In recent years, we have seen some new laws passed that speak directly to frivolous lawsuits. For instance, President Bush is recommending a new clause be added to the education reform bill in which “teachers and principals and school board members can take reasonable actions to maintain order and discipline in the classroom without the fear of being sued.” While not everyone agrees with this amendment, it shows how serious the problem of discipline in the school system has become.

School systems themselves can do a number of things on their end to reduce legal costs. For starters, the system can impose stiffer penalties for wrong behavior. Adopting a “three-strike rule” could help foster better behavior and increased safety. In addition, both teachers and students could be taught or trained to identify problem students and know when and how to take the appropriate action. The goal all the way around is to ensure the safety of the students without disrupting quality education.

Richard A. Hall is founder and President/CEO of LexTech, Inc., a legal information consulting company. Mr. Hall has a unique breadth of experience which has enabled him to meld technology and sophisticated statistical analysis to produce a technology driven analytical model of the practice of law. As a busy civil trial attorney, he was responsible for the design and implementation of a LAN based litigation database and fully automated document production system for a mid-sized civil defense firm. He developed a task based billing model built on extensive statistical analysis of hundreds of litigated civil matters. In 1994, Mr. Hall invented linguistic modeling software which automatically reads, applies budget codes, budget codes and analyzes legal bill content. He also served as California Director and lecturer for a nationwide bar review. Mr. Hall continues to practice law and perform pro bono services for several Northern California judicial districts.

Lemon Law North Carolina Offers Protection For Car Buyers

Car buyers of North Carolina no longer have to worry. On October 1, 1987, Lemon Law North Carolina was enforced in the state. Lemon Law North Carolina requires a manufacturer or seller to repair the faulty motor vehicle, replace it, or refund the buyer’s money.

Lemon Law North Carolina lists the privileges of a consumer who inadvertently buys a defective vehicle. No matter what kind of vehicle is in question, Lemon Law North Carolina makes sure that the buyer is not on the losing side of things.

If ever a purchased vehicle is flawed, Lemon Law North Carolina gives the responsibility of repairing the vehicle to the manufacturer. Under the Lemon Law North Carolina, the company is given a certain amount of time to provide the necessary repairs.

If repair is not possible, Lemon Law North Carolina makes sure the manufacturer replaces the vehicle with one that is equivalent in value. There are no exact conditions as to what an equivalent car is under the Lemon Law North Carolina, but usually, an identical replacement is adequate.

The vehicle’s buyer also has the option of asking for a full refund under Lemon Law North Carolina. The law provides the customer four ways on how to get refunds:

The first is a complete refund on the retail cost of the vehicle. This also takes into account the service contracts, vehicle options, warranties, etc.

The second refund is for collateral charges. Lemon Law North Carolina states that this includes taxes and fees paid by the buyer, such as registration and licensing.

The buyer may also demand reimbursement of all financial charges that were paid on all dates following the reporting of the car’s faults to the manufacturer.

Finally, Lemon Law North Carolina awards damages to the vehicle’s owner. The total damages are decreased by a certain amount depending on how much the car has been used by the owner.

For leased vehicles, Lemon Law North Carolina allows the lessee to receive the following reimbursements:

- total amount of money already paid under the terms of the lease;
- taxes and other fees paid by the lessee like registration and licensing; and
- monetary consequential and incidental damages.

There are some car manufacturers that decline to do any of these things. In these situations, the case might go to court, and Lemon Law North Carolina will require the manufacturer to pay three times the amount of damages to the consumer. Lemon Law North Carolina also obliges them to cover all attorney’s fees.

According to Lemon Law North Carolina, these rules apply to any vehicle purchased on October 1, 1987 or any later date. The vehicle could be anything from a motorcycle to a house trailer, as long as the weight of the vehicle is not more than 5 tons.

Consumers who have had the misfortune of buying a faulty motor vehicle can benefit from the privileges offered by the Lemon Law North Carolina. There are several lawyers specializing in Lemon Law North Carolina proceedings that can help with these cases.

You can also find more info on knowlemonlaw.com/Articles/Pet_Lemon_Laws.php Pet Lemon Laws and knowlemonlaw.com/Articles/State_Lemon_Laws.php State Lemon Laws. Knowlemonlaw.com is a comprehensive resource to know about Lemon Law.

What Are The Elements That Constitute Manslaughter?

Greetings to all,

I’ve gotten many emails asking where I’ve been in the last few weeks. Well I’ve been busy doing interviews with various radio and television programs. I’m back now.

Today I will deal with this question that’s been asked of me many times.

Manslaughter is a very unique crime in that it’s usually committed when a spouse or partner is mad, angry, or just plain out of control. The key element that completes the crime is something called in law enforcement the “heat of passion”.

For instance, if a wife walks into her home and finds her husband making love to another person, quickly obtains a weapon of any kind and kills him, that’s manslaughter. If you I do this, it’s murder. What’s the difference? She has an intimate connection to the victim. The law surmises that her love for this person temporarily “blinded” her reasoning and mental capacity to a point that she killed him on pure emotional.

Now, if she walks in on him, argue with him 20 minutes, kicks the lady out of her home, then turns around and kills him, that’s murder. What’s the difference? She had time to think about the consequences of her action and thus, should not have murdered him. In other words she was instantly so distraught that she could not think or reason in time.

In various states the penalty is far less than a murder charge.

The charge signifies that her initial motive was not premeditated.

With a murder, it always shows intent to kill or harm. In other words some thought went into the process.

I hope my readers are now clear on this charge and please, if you find yourself in such a situation, just leave or at least realize that you and this situation could ignite to a degree that you could serve time in prison.

Take care all, Robert

This author submits professional articles to ezinearticles.com ezinearticles.com His articles informs citizens about how to handle different situations when confronted by the police. He is a former award winning police officer. Mr. Davis is an authorize speaker to young police recruits in Louisiana. He is also a master in wilderness suvival. He studied criminal law at Loyola University in New Orleans, Louisiana. In addition, Mr. Davis has been a featured guest on many television shows detailing how to detect rogue police officers as well as a defense against such officers.

This author is also working with Authors Stephen Peach, the award winning ex swat officer of California, and Mike Madigan. These two authors have also dedicated their lives to exposing rogue cops. Mr. Davis will be at Barnes and Noble, CitiPlace Ct., in Baton Rouge, Louisiana at a book signing on April 14, 2007, from 1:00pm - 2:00pm.

Lawyers Need More Rules and Regulations

I am of the opinion and many who study the legal industry or know from first hand knowledge that most lawyers are crooks. To prevent the lawyers and attorneys from ripping off the American people, corporations and government monies, which impact consumers, taxpayers and employees we must monitor or the legal profession more closely.

We need rules and regulations for lawyers and we need to put RFID embedded sub-dermal chips in each lawyer’s nose. We also need lawyers to take a lie detector tests every six months for renewal of their law firm practice and license to practice law.

If we fail to protect the American people from the international terrorists and the domestic terrorists, which I call lawyers then we are not serving the American people or the Constitution of the United States of America. Lawyers for too long have been above the law and stealing and raping the American people (in my opinion). Yes, I have to put that in there as the legal disclaimer because when I call the lawyers scum, I do not want to be sued for slander. (The last sentence was my opinion also, but it is a darn good one).

Without more rules and regulations for lawyers they will continue to abuse our legal system and cost our citizens in a lower standard of living and lower quality of life. Lawyers need more rules and regulations, because as it stands they seem to be the only ones who are not regulated much. Consider this in 2006. This article is my opinion, so stick it you pond scum lawyers.

“Lance Winslow” - Online WorldThinkTank.net/wttbbs/ Think Tank forum board. If you have innovative thoughts and unique perspectives, come think with Lance in the Online Think Tank and solve the problems of the World; WorldThinkTank.net www.WorldThinkTank.net/

Identity Theft - Defining Who We Are

Identity theft!

We’ve all seen them. The commercials use the voices of people clearly not the ones speaking to relay what can happen when someone else becomes you. Almost everyday another story is reported on this growing intrusion into our lives.

No, we’re not going to talk about that kind of identity theft.

I want to talk about how we are being infiltrated by a foe so dangerously subtle that most of us don’t even know it is happening.

What defines your identity?

What do you feel best identifies you in life?

Are you a victim of identity theft?

Some of the ways our identity is being defined today:

* He who has the most “stuff” wins.
* See you at the top.
* Money, Money, Money, Money. (Isn’t this a song?)
* It’s all about me and my need to be happy.

I remember growing up in an era where a person’s identity was found in far more simple pleasures - FAITH and FAMILY. As Katherine Lee Bates penned so beautifully in “America The Beautiful”:

“America, America, May God thy gold refine, Til’ all SUCCESS be NOBLENESS and EVERY GAIN DIVINE.”

I wonder, do we sometimes confuse popularity with success?

Let me say that again.

I wonder, do we sometimes confuse popularity with success?

If we ran every noted and famous person through the test of NOBLENESS and DIVINE, how many would pass? Is what many define as success today really gold, or, is it “fools gold”?

My parents never used their status quo, position or income to determine their identity. Money was a means for enhancing the identity they found at home and not the home for their identity.

Don’t let the cultural trend and persuasion define who you are in life.

Climbing the corporate ladder, accumulating “stuff” and making money is only a mirage for real success. Careful, this type of subtle indentity theft foe is lurking in the shadows of all our lives.

May we often be reminded that the greatest gift we can ever give the world is a home with love, stability, faith and character.

My wife and I will continue to tell our children over and over again that our family is the greatest claim to fame we have.

(C)Copyright advice-for-lifetime-relationships.com
ALL RIGHTS RESERVED!

Stanley J. Leffew is the Author of, “How To Be Wanted For a Lifetime of Nights and Not Just a Night of a Lifetime”. His website is based on this same theme. Find out for yourself why leading-with-the-body in life and relationships feeds desire but fails to satisfy the longing of the heart for love, companionship and intimacy by visiting advice-for-lifetime-relationships.com advice-for-lifetime-relationships.com.

Inventor Of Tang

Tang is an energy drink formulated by General Foods. It was touted as a breakfast drink when it came out. Consumers were not enthusiastic about it, until NASA started using it on its Gemini flights. Sales started picking up once the public started associating Tang with the astronauts. Now, Tang is available in 30 different flavors, and is owned by Kraft Foods.

The original orange flavored Tang was made in 1957 and the first powdered form was available in the market by 1959. Nowadays, Tang contains many artificial sweeteners, like Sucralose and Neotame. Also, Tang is available in much more concentrated form. Yes, it has changed a lot, to keep up with the changing expectations of the public.
And, Tang is also being touted as a dishwasher cleaning agent by consumers (of course, Kraft Foods does not recommend it!).
So, who invented Tang?

One thing which is certain is that, the inventor of Tang worked at General Foods (obvious)! And, multiple people may have been involved in the invention of Tang.

One of them is William Bruce James, a chemist who worked for General Foods. He also invented several Jell-O flavors. Another person who was involved with the invention of Tang is William A. Mitchell, who also invented Pop Rocks. William Mitchell has been involved with around 70 patents. These two seem to be the key people involved in the invention of Tang, according to the available information.

This article was published at intellectualvillage.com/ Inventions: Inventors . IntellectualVillage.com brings you interesting patents and inventions from all over the world. It also provides free resources for inventors.

Please send your feedback to: info at intellectualvillage dot com

British Constitutional Reform

Among its salient features are the establishment of a Supreme Court in the United Kingdom, the modification of the duties of the Lord Chancellor, reduction of the deputy speakers from 25 to 12, and the removal of the appellate jurisdiction of the House of Lords. It also creates the Judicial Appointments Commission, which is tasked with the selection of candidates for judicial appointments in England and Wales. The highly controversial act has been viewed as the Government’s response to the increased sensitivity manifested by the judiciary to observe the fundamentals of the British constitution, among which is to enshrine the doctrine of separation of powers and to ensure to any person accused in a criminal or civil case a fair trial by an impartial judge.

The Constitutional Reform Act of 2005 upholds the British constitution by enshrining judicial independence and the doctrine of separation of powers. Judicial independence requires that the judiciary be separate and independent from the other branches of the government, namely, the executive and the legislative, in order to uphold the rule of law. This principle requires that the law be administered by the cold neutrality of an impartial judge who deliberates upon the case carefully and is free from any undue influence from an outside source. This is manifested in the Constitutional Reform Act of 2005 by the creation of the Judicial Appointments Commission, among other changes.

The doctrine of the separation of powers posits that the government is divided into the separate and distinct branches– the Executive, Legislature and Judiciary. Each branch serves as a check and balance on the other to ensure that no branch arrogates upon itself all the powers of the government.

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Non-Compete Agreements

A Covenant Not to Compete is an agreement that restrains or prevents a business or individual from engaging in a particular activity. These Covenants are usually not favored by the courts, and as such, are looked at through skeptical eyes. Covenants Not to Compete are often used in two primary areas, the first being in Employment Agreements and the second being in the purchase/sale of a business.

An Employer might want an Employee to sign a Covenant Not to Compete where the Employer is engaged in the business of sales, had certain trade secrets or deals with sensitive information. You can imagine the scenario where Salesman A joins Company B, starts working off of Company B’s customer lists, and then decides to leave for a new job. Inevitably, he will attempt to take the Company B’s client list with him. Such is the need for a Covenant Not to Compete. If properly drafted and executed, the Covenant Not to Compete will prevent Salesman A from taking the client list with him, and in most circumstances, will prevent Salesman A from even working for another company that sells product similar to Company B.

Covenants Not to Compete can also be essential to the purchase of a business. Imagine the scenario where Rookie Financial Advisor purchases an existing Financial Practice from Veteran. Rookie would want to ensure that Veteran did not just simply move down the street a block and open a new financial planning office that would compete with Rookie for business.

Covenants Not to Compete follow the general rules of basic Contract Law, namely that there must be an Offer, Acceptance and Consideration for the Covenant. The Offer would be evidenced by the Covenant, the Acceptance would be evidenced by the Employee’s signature and the Consideration would be evidenced by the Employer giving something of value to the Employee. If the Covenant is offered at the inception of employment, the Consideration would be the actual obtaining of the job. If the Covenant is offered after the Employee is hired, some additional inducement or consideration must be offered to the Employee, or the Covenant may be found to be invalid.

Courts have also found that Covenants Not to Compete must be equitable in both distance and duration. What that means is that the length (time frame) of the Covenant and the distance that it applies to must be fair. For instance, in the above financial planning scenario, the Covenant Not to Compete might prevent Veteran from working for or opening a financial practice in the same county or in the same half of the state as the financial practice that was sold, and the limitation may apply for a period of perhaps two years. In Pennsylvania, where I practice law, such a Covenant might be found to be fair. A Covenant that sets forth that Veteran could not work again in the Financial Planning field anywhere in the United States for the rest of his life would likely be found to be invalid.

Greg Artim is an Attorney based in Pittsburgh Pennsylvania. For more information on related legal issues, please visit his website at gregartim.com gregartim.com or visit his Pennsylvania Lemon Law website at ihatethislemon.com ihatethislemon.com

Maximizing Your Insurance Settlement

I have been a Las Vegas Auto Accident Attorney for 17 years. I worked for insurance companies before I switched to handling personal injury cases for the injured parties. After so many years of being in this business, I can tell you from my experience how to get the most from the insurance company.

If you follow these steps, you will no longer have to ask, “How do I settle my accident claim?” You will have a much better idea of the things you can do. With all of these steps, I still strongly advise you to consult with an experienced accident attorney who can give you sound advice and help you settle your claim.

Action: Secure all available evidence from the accident scene.
Reason: There are three basic parts to a personal injury case: (a) liability, (b) injuries and (c) available money. First, you have to prove the other guy is at fault. So you have to preserve all of the evidence you can. That includes not moving the cars and talking to the police to arrive, taking down their insurance information and license plate and name & address, obtaining witness statements, and photographing the scene. Do not do any car repairs until it is examined by an adjust

Action: Never say you are not injured at the scene of the accident. At most, say you do not know yet.
Reasons: If you say you are not injured, most soft tissue injury pains take a few hours or days to develop. If you say you were not injured, the adjuster or defense attorney will try to allege that maybe you were lying just to get a settlement.

Action: Go to the doctor right away, even if you are not feeling pain.
Reasons: Many people are in shock right after an accident. Some people sustain broken bones in an accident without even knowing it. X-rays can reveal many types of injuries even before you feel pain, such as change in spinal curvature suggesting a possible muscle spasms even before the pain begins. Secondly, insurance companies will question your injuries, no matter how legitimate, if you do not see a doctor right away. I have seen cases lose in court where the injured party waited three or four weeks before seeing a doctor.

Two things happen when you delay care. First, the insurance company will question you were ever hurt. From your point of view, you simply thought the pain would go away. From their point of view, you were not even in enough pain to go to a doctor, or maybe you decided to “milk” the insurance company for money. You avoid such false arguments by seeing someone right away.

Action: Do not miss or skip medical appointments. Follow through with all recommended care.
Reason: Missed appointments will allow the insurance company to argue that you must not have been in much pain if you though that you could miss appointments.

Action: Document all of your lost wages with a doctor’s note for every day missed.
Reason: Insurance companies have a standard policy of not paying for days off from work disability unless (a) you actually missed a work and (b) there is a note from your doctor stating that you are not able to work.

Action: When negotiating your case, start high.
Reason: If you approach an insurance company with the lowest amount you will take, they will never offer more than you ask and they almost always offer you less than you are asking. Give yourself room to negotiate down. They start low, so you should start high.

Craig Perry is an attorney practicing law in the State of Nevada since 1989. He has handled thousands of cases and settled millions of dollars in personal injury and workers compensation claims. He does not charge a fee for first consultation. He has a bilingual office staff (Spanish) and he speaks Italian fluently.

For more information about this article or the services he offers, call direct 702.228.4777 or toll-free 1-866-LAW-4HIRE, or visit craigperry.com craigperry.com